Business Insurance

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Buy/Sell and Key Person insurance provides financial protection to secure the future of your business if a key individual passes away, becomes seriously ill, or disabled. This cover helps fund the buyout of a partner’s share, stabilises cash flow, and supports business continuity during a challenging time. It ensures your business can survive the unexpected loss of a vital team member.

Public Liability insurance protects your business from legal and compensation costs if a third party is injured, or their property is damaged, due to your business activities. It’s essential for businesses that deal with customers, suppliers, or the public, covering expenses such as medical bills, repair costs, and legal defence. This policy provides peace of mind and protects your reputation.

Cyber insurance safeguards your business against the growing risks of cyberattacks, data breaches, and ransomware. Cover can include investigation costs, customer notifications, business interruption, and legal expenses. With technology at the core of modern business, cyber insurance ensures you can recover quickly and protect both your business and client data.

Commercial Vehicle insurance covers cars, vans, utes, and trucks used for business purposes. It protects against damage, theft, accidents, and liability when vehicles are essential to your operations. Whether you own one vehicle or a fleet, this cover ensures your business can stay on the road with minimal disruption.

Commercial Property insurance protects your business premises, stock, and equipment against risks such as fire, storm damage, theft, and vandalism. It helps safeguard your physical assets and provides financial support to repair or replace damaged property so your business can recover quickly after unexpected events.

Machinery Breakdown insurance covers the cost of repairing or replacing business-critical machinery and equipment that fails suddenly. From manufacturing machines to refrigeration systems, this policy helps minimise downtime, maintain productivity, and avoid costly interruptions to your business operations.